Terms and Conditions
These Terms and Conditions ("Terms") govern access to and use of the Penvorash AI website and any associated services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
This is a general template provided for informational structuring purposes only. It has not been reviewed by legal counsel and should be adapted to reflect the specific operations, jurisdiction, and regulatory obligations applicable to Penvorash AI before publication.
1. Nature of the Service
Penvorash AI provides AI-generated market intelligence, data analysis, and informational content intended to support independent research by day traders and institutional investors. The Service is provided for informational purposes only and does not constitute financial, investment, tax, or legal advice of any kind.
No content, output, report, or communication generated through the Service should be construed as a recommendation to buy, sell, or hold any security, instrument, or asset. Users remain solely responsible for any trading or investment decisions made in reliance on information obtained through the Service.
2. Eligibility
By using the Service, you represent that you are at least eighteen years old and have the legal capacity to enter into a binding agreement. You further represent that your use of the Service complies with all laws and regulations applicable to you in your jurisdiction.
3. Account Registration
Certain features of the Service may require registration for an account. You agree to provide accurate, current, and complete information during registration and to keep such information up to date. You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account.
4. Acceptable Use
You agree not to use the Service to:
- Engage in any unlawful, fraudulent, or deceptive activity;
- Attempt to gain unauthorised access to any systems, data, or networks associated with Penvorash AI;
- Reverse engineer, decompile, or attempt to extract the underlying models, algorithms, or source code of the Service;
- Redistribute, resell, or sublicense outputs of the Service without prior written consent;
- Use automated means to scrape, extract, or replicate data from the Service beyond what is expressly permitted.
5. Intellectual Property
All content, software, designs, text, graphics, and other materials made available through the Service are the property of Penvorash AI or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted under these Terms, no part of the Service may be copied, modified, distributed, or otherwise exploited without prior written permission.
6. Subscription, Fees, and Billing
Where the Service is offered on a paid or subscription basis, applicable fees, billing cycles, and payment terms will be presented at the point of purchase. Penvorash AI reserves the right to modify pricing with reasonable advance notice. Failure to pay applicable fees may result in suspension or termination of access to paid features.
7. No Financial Advice
Penvorash AI is not a registered investment adviser, broker-dealer, or financial institution, and nothing within the Service should be interpreted as a solicitation or offer to buy or sell any financial instrument. Users should consult with a qualified, independent financial adviser before making any investment decisions. Trading and investing in financial markets carries risk, including the potential loss of principal.
8. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Penvorash AI does not warrant that the Service will be uninterrupted, error-free, or free from inaccuracies, and does not guarantee the accuracy, completeness, or timeliness of any analysis or data provided.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Penvorash AI, its officers, employees, and affiliates shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including but not limited to loss of profits, loss of trading capital, or loss of data, arising out of or in connection with the use of, or inability to use, the Service, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Penvorash AI and its affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Service or your violation of these Terms.
11. Suspension and Termination
Penvorash AI reserves the right to suspend or terminate access to the Service, in whole or in part, at its discretion, including where a user is reasonably believed to have violated these Terms or engaged in conduct that may harm Penvorash AI, other users, or third parties.
12. Third-Party Links and Data
The Service may reference or link to third-party data sources, tools, or websites. Penvorash AI does not control and is not responsible for the accuracy, content, or availability of any third-party materials, and inclusion of such references does not imply endorsement.
13. Changes to the Service and These Terms
Penvorash AI may modify, suspend, or discontinue any aspect of the Service at any time. These Terms may be updated periodically, and the revised version will be posted on this page with an updated effective date. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Penvorash AI operates, without regard to conflict of law principles. This section should be reviewed and finalised in line with the specific legal jurisdiction relevant to Penvorash AI's operations.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
16. Contact
Questions regarding these Terms should be directed through the contact channels provided on the Penvorash AI website.
Last updated: this document is a general placeholder template and should be dated once finalised and legally reviewed.